The advisory protocol
A clearer path from inquiry to application
Saltofin reviews your loan category, eligibility basics, and document list first, so you prepare once instead of chasing paperwork across lenders.
Application steps
Three stages, less repeated paperwork
01
Evaluate
We confirm your loan category and review revenue, financial history, and credit benchmarks against typical lender criteria before anything is submitted.
02
Prepare
You receive a standardized checklist covering identity, taxation, banking, and business filings, so each document is gathered once and reused.
03
Hand off
A complete, organized file moves to the relevant banks or NBFCs, reducing back-and-forth requests and the effort each applicant repeats.
Before you apply
Eligibility and documents, explained
Eligibility
Criteria lenders commonly review
Lenders typically look at income or revenue, financial history, and credit benchmarks. Requirements vary by loan category and institution, so we map them to your situation before you apply.
Documents
A standard checklist for every file
Identity, taxation, banking, and business filings are the usual groups. Our checklist lists each item by category, so you know what to assemble before the application begins.
