Loan advisory and lender clarity
Understand your loan options before you apply
Saltofin explains loan categories, eligibility criteria, required documents, and application steps for individuals and business owners, with a directory of banks and NBFCs that offer loan disbursal.
Loan categories
Personal, working capital, and MSME financing
Each category has its own eligibility profile and document set. Start with the one that matches your situation.
Individuals
Personal loans
Planned for individual needs, with eligibility based on income, employment, and repayment history. We outline the information a lender typically reviews.
Operations
Working capital loans
Designed to support day-to-day business cash flow. Lenders usually ask for recent bank statements, turnover records, and business registration.
Enterprise
MSME loans
Financing for micro, small, and medium enterprises. Preparation focuses on business vintage, financial statements, and a clear purpose for the funds.
How we advise
Preparation before paperwork
Saltofin begins with the loan category and your circumstances, then sets out eligibility criteria, the documents to prepare, and the steps of the application. Knowing this first reduces repeated submissions and wasted effort.
Our loan guides and lender directory of banks and NBFCs that offer loan disbursal help you compare your options with clear information before you make an inquiry.
Review your eligibility before you apply
Tell us which loan category fits your needs and we will explain the criteria, documents, and steps involved. No obligation to proceed.